On your journey through life, a wide variety of events
will have a direct bearing on your financial circumstances.
Some can be anticipated and prepared for, while others
can take you by surprise. With careful planning and good
advice, you can minimise the impact of any setbacks and
make the most of the opportunities that come your way.
There will be occasions when you have money available
that you don’t need for any immediate purpose. It’s
always tempting to enjoy the benefits of your good
fortune by spending your cash on the things you enjoy.